Best high-yield savings accounts of March 2025 (Up to 4.50%)

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Saving
American Express National Bank savings account sadjn
Deposite Amount
3.50%
Deposite Amount
3.50%
Deposite Amount
3.50% gg
Member FDIC ⭐ ⭐⭐⭐⭐
Promote Offer
Banker View
Expert Take:
- Pros
-
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account.
- Cons
-
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account.
- 11
Product Detail
Saving Account Details
Offer Valid As Off
Minimum Deposit To Open
Minimum Balance To Avoid Fees
Monthly Fees
Check Writing
Its Only Takes About 5 Minutes To Open A Fee-Free Account
Member FDIC ⭐ ⭐⭐⭐⭐
Promote Offer
Banker View
Expert Take:
- Pros
- The bank pays a competitive yield on its 360 Performance Savings Account.
- Cons
-
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account.
Product Detail
Saving Account Details
Offer Valid As Off
Minimum Deposit To Open
Minimum Balance To Avoid Fees
Monthly Fees
Check Writing
Check writing
NO
Its Only Takes About 5 Minutes To Open A Fee-Free Account
Member FDIC ⭐ ⭐⭐⭐⭐
Promote Offer
Banker View
Expert Take:
- Pros
- Capital One’s 360 Performance Savings Account earns a competitive yield.
- It doesn’t require a minimum opening deposit and you won’t pay a monthly service fee with this account.
- Capital One is one of the few online banks that you can visit at a branch location to withdraw cash.
YES Read full review - 33
- Cons
- Capital One’s 360 Performance Savings Account earns a competitive yield.
- It doesn’t require a minimum opening deposit and you won’t pay a monthly service fee with this account.
- Capital One is one of the few online banks that you can visit at a branch location to withdraw cash. Read full review
- 33
Product Detail
Saving Account Details
Offer Valid As Off
Minimum Deposit To Open
Minimum Balance To Avoid Fees
Monthly Fees
Check Writing
Check Writing
NO
Its Only Takes About 5 Minutes To Open A Fee-Free Account
Member FDIC ⭐ ⭐⭐⭐⭐
Promote Offer
Banker View
Expert Take:
- Pros
- Capital One’s 360 Performance Savings Account earns a competitive yield.
- It doesn’t require a minimum opening deposit and you won’t pay a monthly service fee with this account.
- Capital One is one of the few online banks that you can visit at a branch location to withdraw cash. Read full review
- 44
- Cons
- Capital One’s 360 Performance Savings Account earns a competitive yield.
- It doesn’t require a minimum opening deposit and you won’t pay a monthly service fee with this account.
- Capital One is one of the few online banks that you can visit at a branch location to withdraw cash. Read full review
- 44
Product Detail
Saving Account Details
Offer Valid As Off
Minimum Deposit To Open
Minimum Balance To Avoid Fees
Monthly Fees
Check Writing
Check Writing
4
Its Only Takes About 5 Minutes To Open A Fee-Free Account

Saving
American Express National Bank savings account 5
Deposite Amount
5
Deposite Amount
55
Deposite Amount
55
Member FDIC ⭐ ⭐⭐⭐⭐
Promote Offer
Banker View
Expert Take:
- Pros
- Capital One’s 360 Performance Savings Account earns a competitive yield.
- It doesn’t require a minimum opening deposit and you won’t pay a monthly service fee with this account.
- Capital One is one of the few online banks that you can visit at a branch location to withdraw cash. Read full review
- 5
- 5
- 5za
- Cons
- Capital One’s 360 Performance Savings Account earns a competitive yield.
- It doesn’t require a minimum opening deposit and you won’t pay a monthly service fee with this account.
- Capital One is one of the few online banks that you can visit at a branch location to withdraw cash. Read full review
- 55
- 5
- 51
Product Detail
Saving Account Details
Offer Valid As Off
Minimum Deposit To Open
Minimum Balance To Avoid Fees
Monthly Fees
Check Writing
Check Writing
5 4
Its Only Takes About 5 Minutes To Open A Fee-Free Account

Saving
American Express National Bank savings account 6
Deposite Amount
66
Deposite Amount
66
Deposite Amount
66
Member FDIC ⭐ ⭐⭐⭐⭐
Promote Offer
Banker View
Expert Take:
Capital One’s 360 Performance Savings Account earns a competitive yield. It doesn’t require a minimum opening deposit and you won’t pay a monthly service fee with this account. Capital One is one of the few online banks that you can visit at a branch location to withdraw cash. Read full review
- Pros
-
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account.
- s
- a
- Cons
-
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The bank pays a competitive yield on its 360 Performance Savings Account. 6
- asa
Product Detail
Saving Account Details
Offer Valid As Off
Minimum Deposit To Open
Minimum Balance To Avoid Fees
Monthly Fees
Check Writing
Check Writing
NO
Its Only Takes About 5 Minutes To Open A Fee-Free Account
Best high-yield savings accounts for April 2025
Note: APYs may have changed since they were last updated between April 2 and April 8, 2025 and may vary by region for some products. Bankrate includes only FDIC banks or NCUA credit unions in its editorial listings.
Briodirect
⭐⭐⭐⭐⭐ 4.5
bankrate savings score
Why BrioDirect?
BrioDirect’s High-Yield Savings account offers a competitive yield but it requires a steep minimum deposit of $5,000 to open. It’s an online-only account and the only way to move money in and out of the account is through external bank transfers.
pros and cons
rate history for briodirect accounts
Briodirect
⭐⭐⭐⭐⭐ 4.5
bankrate savings score
Why BrioDirect?
BrioDirect’s High-Yield Savings account offers a competitive yield but it requires a steep minimum deposit of $5,000 to open. It’s an online-only account and the only way to move money in and out of the account is through external bank transfers.
pros and cons
rate history for briodirect accounts
Bankrate's expertise
⬛️ Bankrate’s trusted industry knowledge
Read our full methodology
BrioDirect’s High-Yield Savings account offers a competitive yield but it requires a steep minimum deposit of $5,000 to open. It’s an online-only account and the only way to move money in and out of the account is through external bank transfers.