BEST HIGH - YIELD SAVING ACCOUNTS
OF MARCH 2025 (UP TO 4.50%)
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Saving
American Express National Bank Savings Account
Deposite Amount
3.45%
Deposite Amount
3.45%
Deposite Amount
3.45%
Member FDIC ⭐ ⭐⭐⭐⭐
Promote Offer
Banker View
Expert Take:
- Pros
- The bank pays a competitive yield on its 360 Performance Savings Account.
- The Capital One 360 Performance Savings Account doesn’t have a monthly service fee.
- You don’t need a minimum opening deposit.
- You can deposit checks through mobile deposit with this account.
- Cons
Product Detail
Saving Account Details
Offer Valid As Off
4/12 2025
Minimum Deposit To Open
$0.00
Minimum Balance To Avoid Fees
$0.00
Monthly Fees
$0.00
Check Writing
No
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Its Only Takes About 5 Minutes To Open A Fee-Free Account
Saving
American Express National Bank Savings Account
Deposite Amount
3.45%
Deposite Amount
3.45%
Deposite Amount
3.45%
Member FDIC ⭐ ⭐⭐⭐⭐
Promote Offer
Banker View
Expert Take:
Capital One’s 360 Performance Savings Account earns a competitive yield. It doesn’t require a minimum opening deposit and you won’t pay a monthly service fee with this account. Capital One is one of the few online banks that you can visit at a branch location to withdraw cash. Read full review
- Pros
- The bank pays A Competitive Yield On Its 360 Performance Saving Account.
- The Capital One 360 Performance Savings Account Doesn’t Have A Monthly Service Fee.
- You Don’t Need A Minimum Opening Deposit.
- You Can Deposit Check Through Mobile Deposit With This Account.
- Cons
- Some Banks Offer A Higher Yield On Savings Account.
Product Detail
Saving Account Details
Offer Valid As Off
4/12 2025
Minimum Deposit To Open
$0.00
Minimum Balance To Avoid Fees
$0.00
Monthly Fees
$0.00
Check Writing
No
Its Only Takes About 5 Minutes To Open A Fee-Free Account
Saving
American Express National Bank Savings Account
Deposite Amount
3.45%
Deposite Amount
3.45%
Deposite Amount
3.45%
Member FDIC ⭐ ⭐⭐⭐⭐
Promote Offer
Banker View
Expert Take:
Capital One’s 360 Performance Savings Account earns a competitive yield. It doesn’t require a minimum opening deposit and you won’t pay a monthly service fee with this account. Capital One is one of the few online banks that you can visit at a branch location to withdraw cash. Read full review
- Pros
- The bank pays A Competitive Yield On Its 360 Performance Saving Account.
- The Capital One 360 Performance Savings Account Doesn’t Have A Monthly Service Fee.
- You Don’t Need A Minimum Opening Deposit.
- You Can Deposit Check Through Mobile Deposit With This Account.
- Cons
- Some Banks Offer A Higher Yield On Savings Account.
Product Detail
Saving Account Details
Offer Valid As Off
4/12 2025
Minimum Deposit To Open
$0.00
Minimum Balance To Avoid Fees
$0.00
Monthly Fees
$0.00
Check Writing
No
Its Only Takes About 5 Minutes To Open A Fee-Free Account
Saving
American Express National Bank Savings Account
Deposite Amount
3.45%
Deposite Amount
3.45%
Deposite Amount
3.45%
Member FDIC ⭐ ⭐⭐⭐⭐
Promote Offer
Banker View
Expert Take:
Capital One’s 360 Performance Savings Account earns a competitive yield. It doesn’t require a minimum opening deposit and you won’t pay a monthly service fee with this account. Capital One is one of the few online banks that you can visit at a branch location to withdraw cash. Read full review
- Pros
- The bank pays A Competitive Yield On Its 360 Performance Saving Account.
- The Capital One 360 Performance Savings Account Doesn’t Have A Monthly Service Fee.
- You Don’t Need A Minimum Opening Deposit.
- You Can Deposit Check Through Mobile Deposit With This Account.
- Cons
- Some Banks Offer A Higher Yield On Savings Account.
Product Detail
Saving Account Details
Offer Valid As Off
4/12 2025
Minimum Deposit To Open
$0.00
Minimum Balance To Avoid Fees
$0.00
Monthly Fees
$0.00
Check Writing
No
Its Only Takes About 5 Minutes To Open A Fee-Free Account
Saving
American Express National Bank Savings Account
Deposite Amount
3.45%
Deposite Amount
3.45%
Deposite Amount
3.45%
Member FDIC ⭐ ⭐⭐⭐⭐
Promote Offer
Banker View
Expert Take:
Capital One’s 360 Performance Savings Account earns a competitive yield. It doesn’t require a minimum opening deposit and you won’t pay a monthly service fee with this account. Capital One is one of the few online banks that you can visit at a branch location to withdraw cash. Read full review
- Pros
- The bank pays A Competitive Yield On Its 360 Performance Saving Account.
- The Capital One 360 Performance Savings Account Doesn’t Have A Monthly Service Fee.
- You Don’t Need A Minimum Opening Deposit.
- You Can Deposit Check Through Mobile Deposit With This Account.
- Cons
- Some Banks Offer A Higher Yield On Savings Account.
Product Detail
Saving Account Details
Offer Valid As Off
4/12 2025
Minimum Deposit To Open
$0.00
Minimum Balance To Avoid Fees
$0.00
Monthly Fees
$0.00
Check Writing
No
Its Only Takes About 5 Minutes To Open A Fee-Free Account
Best high-yield savings accounts for April 2025
Note: APYs may have changed since they were last updated between April 2 and April 8, 2025 and may vary by region for some products. Bankrate includes only FDIC banks or NCUA credit unions in its editorial listings.
Briodirect
⭐⭐⭐⭐⭐ 4.5
bankrate savings score
Why BrioDirect?
BrioDirect’s High-Yield Savings account offers a competitive yield but it requires a steep minimum deposit of $5,000 to open. It’s an online-only account and the only way to move money in and out of the account is through external bank transfers.
pros and cons
rate history for briodirect accounts
Briodirect
⭐⭐⭐⭐⭐ 4.5
bankrate savings score
Why BrioDirect?
BrioDirect’s High-Yield Savings account offers a competitive yield but it requires a steep minimum deposit of $5,000 to open. It’s an online-only account and the only way to move money in and out of the account is through external bank transfers.
pros and cons
rate history for briodirect accounts
Bankrate's expertise
⬛️ Bankrate’s trusted industry knowledge
Read our full methodology
BrioDirect’s High-Yield Savings account offers a competitive yield but it requires a steep minimum deposit of $5,000 to open. It’s an online-only account and the only way to move money in and out of the account is through external bank transfers.
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